Privacy Policy

Last Updated: October 13, 2026

At Bishop Street Underwriters (“Bishop Street,” “we,” “us,” or “our”), we respect your privacy and are committed to protecting the personal information you provide when visiting our website, https://bishopstreetuw.com/ (the “Website”).

This Privacy Policy explains what information we collect, how we use it, how we protect it, and the choices available to you regarding your personal information.

Bishop Street Underwriters does not sell, rent, trade, or share personal information collected through its Website with outside organizations for advertising, marketing, lead generation, or other commercial purposes.

We use Google Analytics exclusively to measure website performance, understand visitor engagement, and improve the functionality and user experience of our Website.

By accessing or using our Website, you acknowledge the practices described in this Privacy Policy.

1. When Does This Privacy Policy Apply?

This Privacy Policy applies to information collected when you:

  • Visit or browse our Website.
  • Submit an inquiry through our Website.
  • Communicate with Bishop Street electronically.
  • Request information about our organization or services.
  • Express interest in a business relationship or partnership.
  • Interact with website features, cookies, or analytics technologies.

This Policy applies to Bishop Street's corporate Website. Independently operated affiliated businesses or third-party websites may maintain separate privacy policies.

2. What Types of Personal Information Do We Collect?

Depending on how you interact with our Website, we may collect the following information.

Information You Provide Directly

When you contact Bishop Street through our Website or other communication channels, we may collect:

  • First and last name.
  • Email address.
  • Telephone number, if provided.
  • Company or organization name, if provided.
  • Professional title or business affiliation, if provided.
  • Information included in your inquiry or message.
  • Other information you voluntarily provide.

Information Collected Automatically

When you visit our Website, certain technical and usage information may be collected automatically, including:

  • Internet Protocol (IP) address.
  • Browser type and version.
  • Device type and operating system.
  • Referring website or URL.
  • Pages visited and time spent on pages.
  • Date and time of website interactions.
  • General geographic information derived from IP addresses.
  • Website navigation and engagement information.
  • Cookie identifiers and similar technical information.

This information is used to maintain, secure, analyze, and improve our Website.

3. How Do We Collect Personal Information?

We collect information through the following methods.

Information You Provide: Information submitted through contact forms, email communications, or other direct interactions with Bishop Street.

Website Analytics: Technical and usage information collected through Google Analytics to measure website traffic, performance, and visitor engagement.

Cookies and Similar Technologies: Technologies that support website functionality, security, and performance measurement.

Business Communications: Information voluntarily provided during inquiries or discussions regarding potential business relationships, partnerships, or other legitimate business activities.

4. Why and How Do We Use Personal Information?

Bishop Street uses information collected through its Website exclusively for legitimate business and operational purposes.

These purposes include:

Website Operations and Improvement

To operate, maintain, monitor, troubleshoot, and improve our Website, including evaluating website performance and visitor engagement.

Responding to Inquiries

To respond to questions, requests, and communications submitted through our Website.

Business Development and Partnerships

To evaluate and respond to inquiries regarding potential business relationships, strategic partnerships, acquisitions, and other opportunities.

Website Security

To protect our Website, systems, and users against unauthorized access, misuse, fraud, and security threats.

Internal Business Administration

To maintain appropriate records, manage communications, and support legitimate internal business operations.

Legal and Regulatory Compliance

To comply with applicable laws, regulations, legal obligations, judicial proceedings, and lawful government requests.

Bishop Street does not use personal information collected through its Website for third-party advertising, marketing data sales, or lead generation.

5. Cookies, Google Analytics, and Website Performance

Bishop Street uses Google Analytics exclusively to monitor website performance, understand visitor engagement, and improve the functionality and user experience of our Website.

Google Analytics may collect technical and usage information, including:

  • Browser and device information.
  • Pages visited.
  • Session duration.
  • Website navigation and interactions.
  • General geographic information.
  • Website traffic sources.
  • Other information related to website performance.

This information is used solely for website performance measurement, traffic analysis, troubleshooting, and improving our Website.

Bishop Street does not use Google Analytics information to create targeted advertising campaigns, sell visitor information, or provide visitor data to third parties for marketing purposes.

Google may process certain website usage information on our behalf to provide analytics services. This limited service-provider processing does not constitute the sale of personal information by Bishop Street.

Our Website may also use cookies necessary for website functionality, security, and performance.

You may manage or disable cookies through your browser settings or any cookie preference controls made available on our Website.

Disabling certain cookies may affect website functionality.

Where required by applicable law, we will obtain consent before using nonessential cookies or similar technologies.

6. How Do We Protect and Use Personal Information?

Bishop Street Underwriters respects the privacy of its website visitors and is committed to protecting personal information collected through its Website.

We do not sell, rent, trade, or share personal information collected through our Website with outside companies, advertisers, marketing organizations, or other third parties for advertising, marketing, lead generation, or data monetization.

Information submitted through our Website is used exclusively for legitimate internal business purposes, including:

  • Responding to inquiries and communications.
  • Evaluating potential business relationships.
  • Maintaining and improving our Website.
  • Monitoring website performance and security.
  • Supporting internal business operations.

Access to personal information is limited to authorized personnel who require the information to perform their responsibilities.

Certain authorized technology service providers, including website hosting providers and Google Analytics, may process information on our behalf solely to support website operations, security, and performance measurement.

Such service-provider processing is distinct from selling or sharing personal information for advertising or marketing purposes.

Personal information may also be disclosed when required by applicable law, court order, subpoena, or other valid legal process.

7. Your Privacy Choices

Depending on applicable law, you may have the right to:

  • Request access to personal information maintained about you.
  • Request correction of inaccurate personal information.
  • Request deletion of personal information.
  • Request information about how your personal information is collected and used.
  • Manage cookies through your browser settings.
  • Exercise additional privacy rights available under applicable state laws.

You may contact Bishop Street to submit a privacy-related request.

We may need to verify your identity before processing certain requests.

8. Access, Correction, and Deletion of Personal Information

Bishop Street recognizes the importance of maintaining accurate personal information.

You may request access to, correction of, or deletion of personal information that we maintain about you, subject to applicable legal requirements.

We will review and respond to requests in accordance with applicable law.

In certain circumstances, information may be retained where necessary to comply with legal obligations, maintain business records, protect website security, or resolve disputes.

Privacy-related requests may be submitted through the contact information provided at the end of this Policy.

9. Data Retention

We retain personal information only for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.

Retention periods may vary depending on:

  • The nature and purpose of the information.
  • Applicable legal and regulatory requirements.
  • Legitimate business and recordkeeping needs.
  • Website security and fraud prevention.
  • Dispute resolution and contractual obligations.

When personal information is no longer reasonably necessary, we take appropriate steps to delete, anonymize, or securely dispose of it, subject to applicable legal requirements.

10. Children's Privacy

Our Website is intended for business and professional audiences and is not directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13.

If we become aware that personal information has been collected from a child under 13 without any required parental consent, we will take appropriate steps to delete that information.

If you believe a child has provided personal information through our Website, please contact us.

11. Data Security

Bishop Street recognizes the importance of protecting personal information.

We maintain or use administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, misuse, or destruction.

These safeguards may include secure website connections, access controls, system monitoring, and other commercially reasonable security practices.

However, no website, electronic transmission, or information storage system can be guaranteed to be completely secure.

We encourage visitors not to submit sensitive financial, medical, or insurance-related information through general website contact forms unless specifically requested through an appropriate secure process.

12. Links to Third-Party Websites

Our Website may contain links to websites operated by affiliated businesses, strategic partners, service providers, or other third parties.

These websites may maintain their own privacy policies and information-handling practices.

Bishop Street does not control the privacy practices of independently operated third-party websites.

We encourage visitors to review the privacy policies of external websites before providing personal information.

13. International Visitors and Data Transfers

Bishop Street operates in the United States, and information collected through our Website may be processed or stored in the United States.

If you access our Website from outside the United States, your information may be transferred to and processed in the United States, where privacy laws may differ from those in your jurisdiction.

Where applicable, we will take appropriate measures required by relevant data protection laws.

14. State Privacy Rights

Depending on your state of residence and applicable privacy laws, you may have additional rights concerning your personal information.

These rights may include:

  • Access to personal information.
  • Correction of inaccurate information.
  • Deletion of personal information.
  • Data portability.
  • Information about the collection and use of personal information.
  • The ability to opt out of certain regulated data-processing activities, where applicable.

Certain information and processing activities may be exempt from specific state privacy laws, including information governed by applicable insurance, financial services, or other sector-specific regulations.

Bishop Street will evaluate and respond to requests in accordance with applicable law.

15. California Privacy Rights — Notice to California Residents

California residents may have additional rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), subject to applicable exemptions and limitations.

Categories of Personal Information Collected

Depending on how you interact with our Website, we may collect:

Identifiers: Name, email address, IP address, and similar identifiers.

Professional or Employment-Related Information: Company affiliation, job title, and business contact information voluntarily provided.

Internet or Electronic Network Activity: Website interactions, browser information, pages visited, and usage data.

Geolocation Information: Approximate geographic location inferred from technical information such as IP addresses.

Other Information: Information voluntarily submitted through contact forms or business communications.

Sources of Personal Information

Personal information is collected directly from individuals through website inquiries and communications, and automatically through website technologies used for functionality, security, and performance measurement.

Use of Personal Information

Bishop Street uses personal information for the internal business purposes described throughout this Privacy Policy, including website operations, responding to inquiries, business development, security, and legal compliance.

Sale and Sharing of Personal Information

Bishop Street Underwriters does not sell personal information collected through its Website and has not sold such information during the preceding 12 months.

Bishop Street does not share personal information for cross-context behavioral advertising as defined under California privacy law.

Personal information is not provided to outside organizations for advertising, marketing, lead generation, or data monetization.

Limited processing by authorized technology service providers, including Google Analytics, may occur solely to support website functionality, security, and performance measurement.

California Consumer Rights

Subject to applicable exemptions and limitations, California residents may have the following rights:

Right to Know and Access

Request information about the categories and specific pieces of personal information collected, the purposes for collection and use, and relevant disclosures.

Right to Delete

Request deletion of personal information, subject to applicable legal exceptions.

Right to Correct

Request correction of inaccurate personal information.

Right to Data Portability

Receive certain personal information in a portable format, where applicable.

Right to Opt Out

Opt out of the sale or sharing of personal information where such activities occur and the right applies. Bishop Street does not engage in these activities through its Website.

Right to Limit Certain Uses of Sensitive Personal Information

Request limitations on certain uses or disclosures of sensitive personal information, where applicable.

Right to Non-Discrimination

Exercise applicable privacy rights without unlawful discrimination or retaliation.

Exercising Your California Privacy Rights

To submit a privacy-related request, please contact Bishop Street using the contact information provided at the end of this Policy.

Please describe your request and provide sufficient information for us to identify the relevant records and verify your identity when necessary.

Authorized agents may submit requests on behalf of California residents in accordance with applicable law.

We will respond within the timeframes required by applicable law.

California's Shine the Light Law

California Civil Code Section 1798.83 may provide eligible California residents with the right to request certain information regarding disclosures of personal information to third parties for their own direct marketing purposes.

Bishop Street does not disclose personal information collected through its Website to third parties for their own direct marketing purposes.

16. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our Website, business operations, information practices, technologies, or applicable laws.

When changes are made, we will update the “Last Updated” date at the beginning of this Policy.

Material changes may be communicated through additional notices where required by law.

We encourage visitors to review this Privacy Policy periodically.

17. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or the handling of personal information collected through our Website, please contact:

Bishop Street Underwriters

Website: https://bishopstreetuw.com/

Email: info@bishopstreetuw.com

Contact: https://bishopstreetuw.com/contact-us/

We will review privacy-related inquiries and respond as appropriate under applicable law.